Writing off Credit Cards and Loans

Adverts claiming to be able to write-off debt are increasing and often claim that Credit Card Debt and Loans can be written. These firms often charge fees "Up-Front"

The Ministry of Justice, which regulates these types of firms, recently warned consumers of the danger of trying to get their debts written off. Even though many firms are licensed, there are no official stats illustrating how many borrowers successfully manage to avoid repaying their debts.

In fact, the chances of getting your debts wiped out is unlikely, according to Citizens Advice.

Bank Charge Update-26th June

The bank charges fiasco continues as  Five Law Lords met in the House of Lords between Tuesday and Thursday this week to hear the whining banks appeal against the Court of Appeal's decision that they have been charging us more than they should have.These include the banks that are practically owned by us the taxpayers.Their judgement is due in the next six to eight weeks. Its possible that even if the banks lose the House of Lords may allow them to appeal to Europe, which could drag things on for another year or so.

If you are suffering financial hardship we can get your claim processed now rather than waiting for a payout after the legal action.

Bank Charges-Update

The appeal by the Banks to the House of Lords will be heard on the 22nd June and estimated to last for three days. So we will get  a decision before the end of the summer. Claims can be submiited now, and even processed now in cases of "Financial Hardship". We have managed to get charges refunded to people who are still in IVA'S. Contact us for details. 

Bank Still Charging